When the economy is humming along, impulse purchases are a little easier to absorb. But with most of our 401(k)’s down a bundle maybe putting off some shopping is a better idea. Instead of a new pair of shoes that cost hundreds of dollars, just fold yourself a miniature pair for only 20 cents each. There are also instructions for folding up some dresses, hats and more. You may not be able to wear them, but at least you’ll have money in the bank to buy some food when your year end bonus turns out to be a pipe dream.
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